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Missouri Commercial Collection Agency

Experienced B2B Debt Recovery Solutions Serving Missouri Companies For Over 20 Years

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Altus Receivables Management
  • 2025 – Celebrating Over 20 Years of BBB Accreditation!
  • Ranked Best B2B Commercial Collection Agency by Business.com & BusinessNewsDaily.com (2020-2025)
  • Ranked Best Collection Agency by Investopedia (2023-2024)

Corporate Debt Recovery Services For Missouri Businesses

Handled By Professionals With Extensive Commercial Collection Experience

In Missouri, residents with debt are protected by several laws and statutes of limitations, which regulate how creditors and collectors pursue lawsuits and debt collection. Our goal on this page is provide you with the best data and information on Missouri’s collection laws and economy including: legal and judgment interest rates, bad check laws, general garnishment exemptions, and Missouri’s statute of limitations.

According to the national Fair Debt Collection Practices Act (FDCPA), creditors and debt collectors are required to follow several specific rules when pursuing debt owed by creditors. Several states, such as Missouri offer rules and laws in addition to what the FDCPA requires of creditors (e.g. proper handling of debt documents, prohibiting certain harassing methods of debt collection). One of Missouri’s additional rules involves wage garnishment: the maximum amount of a debtor’s wage is the lesser of: 1) 25% of wages; 2) 10%, if a person is head of a family required by law; or 3) the amount which the weekly earnings exceed thirty times the federal minimum hourly wage (Bills.com).

Regarding Missouri’s economic history, there’s been a steady increase in state spending in recent years. In 2015, state spending was at $24.1 billion, up slightly from $23.2 billion in 2014. Of that amount, state funds were approximately $16.6 billion and federal funds were $7.5 billion. Per capita spending averaged almost $4,000. State debt (2012) was $76.4 billion and per capita debt was $12,700, reaching a per capita ranking of 34. Missouri’s impressive economy has earned them a consistent AAA credit rating from 2004–2014. (BallotPedia.org)

Check Laws by Cities in Missouri

Strategic Business Collection Solutions For Missouri-Based Companies

IACC: International Association of Commercial Collections, Inc CLLA: Commercial Law League Of America Certified Commercial Collection Agency

Corporate & Commercial Debt Recovery Services

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Corporate And Commercial Debt Recovery In Ohio
International Debt Collection In Ohio

Domestic & International Commercial Debt Collection

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Asset & Liability Research To Support Debt Recovery

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Asset and Liability Investigations for Debt Recovery in Ohio
Legal Asisstance In Ohio

Legal Guidance & Support For Commercial Collections

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Full-Service Commercial Collection Solutions In Missouri

Quick And Effective Account Placement

Simple & Efficient Account Placement


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Debt Recovery Agency With Proven Results

Proven Recovery Performance


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Custom B2B Debt Collection Strategies

Custom Commercial Collection Strategies


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Expert Skip Tracing Solutions for Hard-to-Find Debtors

Advanced Skip Tracing Services


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Attorney Referrals For Litigation Procedures In Ohio

Litigation Support & Attorney Referrals


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Full Legal Assistance For Creditors

Legal Assistance For Business Creditors


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Post-Judgment Enforcement Services For Secured Collections In Delaware

Post-Judgment Collection & Enforcement


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BBB A+ Accredited With Consistent Recovery Results

Convenient Access To Business Credit Reporting Tools

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Access To Business Credit Reports
Long History Of Debt Recovery Success

Track Record Of Commercial Debt Recovery Success

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Fully Licensed & Bonded For Business Protection

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Fully Licensed And Bonded Commercial Collections

Why Missouri Businesses Trust Our Debt Recovery Solutions

Secure 24/7 Online Client Portal Access

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BBB Accreditation With Proven Recovery Results

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Complimentary Demand Letters For Past-Due Accounts

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In-House Legal Resources Focused On Debt Recovery

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Our Clients’ Testimonials

5-Star Rated Commercial Collection Agency In Missouri

“PSI is professional, communicative, and fair. They have helped us collect on past due accounts that were non-responsive to us. Fred Casey is great to work with.”

Samantha Murphy | ★★★★★

“Our company has used PSI for a number of years now. While it isn’t often we need to send someone to collections, it’s a dire situation when we do and PSI does a fabulous job. They just recently successfully collected more than $35k from one of our customers without taking them to court(…)”

Alyssa Pfeiffer | ★★★★★

“Great to work with! Patient and diligent with a difficult–sometimes contentious–situation. Responsive and professional all around. PSI is our go-to for collecting on long unpaid invoices.”

Christopher Bezek | ★★★★★

“We would recommend using Tangie Zymola at PSI. Sadly, situations sometimes require expert help in collections. Tangie helped with the process of getting our customer transferred into their system and was a great conduit of information. PSI was an efficient organization and helped us collect on our debt! Much appreciated and would highly recommend.”

Chantell Tibbets | ★★★★★

“We had never used a collection service before, Fred Casey was incredibly helpful and informative. Once our account was placed the debt was received in full within 15 days. So pleased with the entire process.”

Camren Berry | ★★★★★

“On behalf of Astrodyne TDI, we are very impressed with the results and services provided by PSI. The collection result was positive, and information was available throughout the process (step by step) (…)”

Geovanna Castillo | ★★★★★

“The service provided by Altus is personalized and efficient. Brian and his team go over and beyond to provide their services in a professional and efficient way. Their communication and portal make it very easy to track the status of each placement. Altus is a wonderful company to partner with.”

Ryan Jarrell | ★★★★★

“PSI has been a great partner for us. The team is responsive, has a reasonable fee structure, and is helpful in facilitating what can be a challenging but necessary service when running a business.”

Kristin Kirk | ★★★★★

“Prestige Services did a great job collecting from a tough customer that we had already tried everything we could think of but got nowhere. Thank you!”

John Nobrega | ★★★★★

“I’ve really enjoyed working with Prestige. Their people are friendly, super responsive, and very effective. Tangie is the best!”

Andrew Randazzo | ★★★★★

“Fred Casey is the best! Very responsive and great with follow up!”

Susan Worosila Fuchs | ★★★★★

“Fred is fantastic to work with! Grateful for his excellent support.”

Danielle Dewey | ★★★★★

“Brian is always amazing, and has helped us recover a lot of delinquent invoices!”

Alyssa Campbell | ★★★★★

“Highly professional. Communication was great throughout the processes and delivered on all services promised. Would highly recommend.”

Josh Floan | ★★★★★

“EASY EASY AND GOOD RATES 25% not a problem when you have been waiting months for payment. Took me 10 mins to start an account, was emailed almost immediately, called them once and they answered quickly. Recovered my money (DONE)”

Union Fire Store (UFS) | ★★★★★

“If you have any headache from the past-due, you should talk to Tangie at PSI. Clear pictures will come”

Tommy Park | ★★★★★

“Joy and Tangie ARE THE BEST!! very professional!! very helpful and extremely knowledgeable”

Dameon Bissant | ★★★★★

“Quick, efficient collection services. Recommend highly!”

Jess Barker | ★★★★★

“Great company to work with. Friendly staff. They do a good job in taking care of customer needs. Thanks to PSI!”

Clark Welding | ★★★★★

“Fast, clear and professional.”

Mangala Karunaratne | ★★★★★

Required Documents For Commercial Debt Recovery In Missouri

Signed Credit Applications & Customer Agreements


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Contracts, Purchase Orders & Delivery Records


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Debtor Communications & Payment Records


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Personal Guarantees & Security Agreements


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Visit Our Offices Near Missouri For Expert Debt Recovery

21214 Schofield Dr Gretna,
NE 68028

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FAQs About Our Commercial Collections Agency

Can A Commercial Collection Agency Recover Debts From International Clients?

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How Is Communication With Debtors Handled During The Collection Process?

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What Is The Typical Timeline For Commercial Debt Recovery?

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Is There A Minimum Account Balance Required To Begin Commercial Collections?

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How Can Commercial Debt Collection Services Help Improve Business Cash Flow?

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What Legal Options Are Available If Collection Efforts Are Unsuccessful?

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Read Our Blog & Learn More About Commercial Collections


Summary Of Ohio Collection Laws*

INTEREST RATE
Legal: 9% – Judgment 9%

STATUTE OF LIMITATIONS (IN YEARS)
Sale of Goods 4 – Open Acct: 5 – Written Contract 10 (Money & Property) – Domestic Judgment 10 (Revived every 10 year) – Foreign Judgment 10 (revived every 10 years)

BAD CHECK LAWS (CIVIL PENALTY)
Three times face amount owed plus attorney’s fees.

GENERAL GARNISHMENT EXEMPTIONS
See Federal law; exempt 90% of week’s net pay, head of household, single person w/o depend. = 75%

COLLECTION AGENCY BOND & LICENSE
Bond: No – License: Merc. License – Fee: $50 Yearly

* These are not comprehensive statutes and therefore PSICollect.com and Prestige Services, Inc. disclaims any liability resulting from reliance by any party upon the legality and accuracy of the contents thereof.

Below is a list of the states in the US that we cover. We are a nationwide operation and service all states, as well as Canada & Mexico.

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