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Colorado Commercial Collection Agency

Top-Rated B2B Debt Collection In Colorado with 20 Years Of Experience

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Altus Receivables Management
  • 2025 – Celebrating Over 20 Years of BBB Accreditation!
  • Ranked Best B2B Commercial Collection Agency by Business.com & BusinessNewsDaily.com (2020-2025)
  • Ranked Best Collection Agency by Investopedia (2023-2024)

Colorado Corporate Debt Recovery Services You Can Trust

Managed By Expert Commercial Collections Professionals In Colorado

Colorado’s statute of limitation and debt collection laws were developed to regulate how creditors and debt collectors file lawsuits, collect debt, and other consumer protection factors. This page is meant to provide you with informative economic data and collection laws in Colorado, including: state debt, state spending, statute of limitations, interest rates, collection agency bond/license data, and more.

State spending in 2015 was $33 billion, with state funds at $24 billion, federal funds of $8.7 billion, and per capita spending at more than $6,000 (BallotPedia.org). According to SmartAsset.com, Colorado debt per capita in 2016-2017 has been $62,200. Almost 7% of the total debt is automobile debt, which is the second-highest rate in the top 10 U.S. states. This makes the debt-to-income ratio 1.96. Based on this data, it’s understandable that the state credit rating has been an AA for the past 7 years (AAA is the highest and BBB is the lowest). (BallotPedia.org)

The Fair Debt Collection Act works in favor of Colorado debtors, like it does in many other locations in the United States. Colorado has also developed a Uniform Consumer Credit Code, which prohibits extortionate and unconscionable debt collection practices by creditors. If creditors happen to violate Colorado’s Uniform Consumer Credit Code, the state’s attorney general’s office can bring a civil action against the creditor to stop the creditor’s debt collection practices (Nolo.com). If a debt collection lawsuit makes it to court, attorneys are not required to receive a collection agency license, but will have to comply with provisions set in place by the Colorado Fair Debt Collection Practices Act.

Check Laws By Cities In Colorado

Premier Debt Recovery Services For Colorado Businesses

We Are Certified by the Industry’s Most Respected Associations

IACC Certified Colorado Commercial Collection Agency Badge CLLA Certified Colorado Commercial Collection Agency Certified Commercial Collection Agency Seal for Colorado PSI Collect

Corporate & Commercial Debt Collection Services

Struggling with overdue payments from corporate clients? A specialized agency can streamline the recovery process with proven strategies tailored for commercial collections. Years of expertise in the field contribute to maintaining financial stability and minimizing losses for businesses. Every case is approached strategically to maximize results while preserving business relationships. Trust professionals who understand the nuances of debt recovery!

Commercial Debt Recovery Solutions in Colorado
Colorado International Commercial Debt Recovery Experts

International Debt Recovery Solutions

Recovering debts from international clients presents unique challenges, but a knowledgeable team with a global network makes the process more efficient. Expertise in cross-border collections ensures compliance with local regulations while securing overdue payments. Local companies rely on tailored solutions that adapt to diverse legal environments. Strengthening financial security in global markets starts with an effective international recovery strategy.

Asset & Liability Investigations

How much is truly recoverable from a debtor? A detailed financial investigation provides a clearer picture of their ability to pay. Identifying hidden assets and liabilities plays a crucial role in maximizing debt recovery success. Specialists in financial research uncover critical details that inform collection strategies and legal decisions. Access to accurate financial insights gives businesses a competitive advantage in pursuing outstanding debts.

Hidden Asset Search Experts Serving Colorado Businesses
Commercial Litigation Help for Colorado Creditors

Commercial Debt Litigation Support

Legal action becomes necessary when negotiations fail, requiring a structured approach to debt recovery through proper legal channels and strategic legal counsel. Litigation support services provide the expertise needed to build strong cases while ensuring full compliance with collection laws. Navigating state-specific regulations, particularly in Colorado, demands careful planning, thorough analysis, and knowledge of local legal frameworks.

Strategic Debt Recovery Solutions For Colorado-Based Businesses

Collection Services for Overdue Accounts in Colorado

Account Placement For Collection Services


Placing overdue accounts with a professional collection service accelerates debt recovery and significantly improves cash flow efficiency. A structured approach ensures debts are pursued while preserving valuable client relationships.

Proven Colorado Commercial Debt Recovery Strategies

Proven Success In Debt Recovery


Successful debt recovery relies on strategic negotiation, expert legal expertise, and persistent follow-ups. Proven methods increase overall recovery rates, reduce financial strain, and support long-term business stability.

Monitoring and Adaptive B2B Collection Efforts for Colorado Businesses

Ongoing Collection Efforts & Strategies


Continuous efforts, adaptive strategies, and persistent monitoring significantly improve overall debt collection success. Proactive follow-ups, legal interventions, and solutions help businesses secure outstanding payments more efficiently.

Skip Tracing Services for Debt Recovery in Colorado

Professional Skip Tracing Services


Skip tracing locates unreachable debtors using specialized digital tools and advanced investigative techniques. Accurate financial data ensures more effective follow-ups, legal action, and significantly higher recovery rates worldwide.

Forwarding Accounts to Litigation Attorneys in Colorado

Attorney Forwarding For Legal Action


When standard collection efforts fail, forwarding delinquent accounts to experienced litigation attorneys ensures proper legal enforcement. A structured legal approach strengthens recovery chances and fully protects essential business interests.

Strategic Litigation Services for Colorado Businesses

Comprehensive Legal Action Support


Legal action requires thorough case preparation, strict regulatory compliance, and strategic execution. Expert legal support in Colorado streamlines the entire litigation process, maximizing the potential for successful financial debt recovery.

Asset Seizure and Wage Garnishment in Colorado

Post-Judgment Debt Recovery


Securing a court judgment is only the first step. effective legal enforcement ensures full debt recovery! Post-judgment strategies include wage garnishments, asset seizures, and targeted bank levies to recover outstanding balances.

BBB A+ Certified With A Track Record Of Excellence

Full Access to Business Credit Reports

Full access to business credit reports provides a clear and detailed view of a client’s or partner’s financial history. This enables informed decision-making and helps prevent financial risks before entering into new business relationships.

Colorado Business Credit Report Access for Risk Prevention
High Recovery Rates for Outstanding Business Debts in Colorado

Outstanding Debt Recovery Success Rates

Success rates in recovering outstanding debts depend on efficient strategies, continuous follow-ups, and diligent efforts. Proven methods ensure effective recovery, reducing financial impact and improving long-term business stability and growth.

Fully Licensed & Bonded For Your Security

Looking for a secure debt recovery service in Colorado? Fully licensed and bonded, we provide a service that meets industry standards. This offers peace of mind, knowing your interests are protected throughout the recovery process.

Secure & Licensed Commercial Collections in Colorado

Why Choose Our Commercial Debt Recovery Services

24/7 Online Portal Access

Access your account and track the progress of your collections anytime through our secure, user-friendly online portal. Real-time updates ensure you are always in the loop and have the information you need at your fingertips.

BBB Accredited With Proven Results

As a BBB-accredited company, we have a proven track record of delivering successful outcomes for businesses. Our reputation for reliability, professionalism, and trustworthiness ensures that your debt recovery process is in capable, experienced hands.

Free Final Notice Forms For Debtors

Take advantage of our professionally crafted final notice forms, designed to simplify the recovery process. These tools streamline the process of notifying debtors, making it easier to escalate collections and pursue further legal action if necessary.

In-House Legal Services For Effective Action

Our in-house legal team in Colorado provides expert legal support to navigate complex debt recovery issues. With tailored strategies, we maximize your chances of successful recovery while ensuring full compliance with all relevant laws and regulations.

Our Clients’ Testimonials

5-Star Rated Commercial Debt Collection Agency In Colorado

“PSI is professional, communicative, and fair. They have helped us collect on past due accounts that were non-responsive to us. Fred Casey is great to work with.”

Samantha Murphy | ★★★★★

“Our company has used PSI for a number of years now. While it isn’t often we need to send someone to collections, it’s a dire situation when we do and PSI does a fabulous job. They just recently successfully collected more than $35k from one of our customers without taking them to court(…)”

Alyssa Pfeiffer | ★★★★★

“Great to work with! Patient and diligent with a difficult–sometimes contentious–situation. Responsive and professional all around. PSI is our go-to for collecting on long unpaid invoices.”

Christopher Bezek | ★★★★★

“We would recommend using Tangie Zymola at PSI. Sadly, situations sometimes require expert help in collections. Tangie helped with the process of getting our customer transferred into their system and was a great conduit of information. PSI was an efficient organization and helped us collect on our debt! Much appreciated and would highly recommend.”

Chantell Tibbets | ★★★★★

“We had never used a collection service before, Fred Casey was incredibly helpful and informative. Once our account was placed the debt was received in full within 15 days. So pleased with the entire process.”

Camren Berry | ★★★★★

“On behalf of Astrodyne TDI, we are very impressed with the results and services provided by PSI. The collection result was positive, and information was available throughout the process (step by step) (…)”

Geovanna Castillo | ★★★★★

“The service provided by Altus is personalized and efficient. Brian and his team go over and beyond to provide their services in a professional and efficient way. Their communication and portal make it very easy to track the status of each placement. Altus is a wonderful company to partner with.”

Ryan Jarrell | ★★★★★

“PSI has been a great partner for us. The team is responsive, has a reasonable fee structure, and is helpful in facilitating what can be a challenging but necessary service when running a business.”

Kristin Kirk | ★★★★★

“Prestige Services did a great job collecting from a tough customer that we had already tried everything we could think of but got nowhere. Thank you!”

John Nobrega | ★★★★★

“I’ve really enjoyed working with Prestige. Their people are friendly, super responsive, and very effective. Tangie is the best!”

Andrew Randazzo | ★★★★★

“Fred Casey is the best! Very responsive and great with follow up!”

Susan Worosila Fuchs | ★★★★★

“Fred is fantastic to work with! Grateful for his excellent support.”

Danielle Dewey | ★★★★★

“Brian is always amazing, and has helped us recover a lot of delinquent invoices!”

Alyssa Campbell | ★★★★★

“Highly professional. Communication was great throughout the processes and delivered on all services promised. Would highly recommend.”

Josh Floan | ★★★★★

“EASY EASY AND GOOD RATES 25% not a problem when you have been waiting months for payment. Took me 10 mins to start an account, was emailed almost immediately, called them once and they answered quickly. Recovered my money (DONE)”

Union Fire Store (UFS) | ★★★★★

“If you have any headache from the past-due, you should talk to Tangie at PSI. Clear pictures will come”

Tommy Park | ★★★★★

“Joy and Tangie ARE THE BEST!! very professional!! very helpful and extremely knowledgeable”

Dameon Bissant | ★★★★★

“Quick, efficient collection services. Recommend highly!”

Jess Barker | ★★★★★

“Great company to work with. Friendly staff. They do a good job in taking care of customer needs. Thanks to PSI!”

Clark Welding | ★★★★★

“Fast, clear and professional.”

Mangala Karunaratne | ★★★★★

Key Documents For Commercial Debt Collection

Signed Credit Agreements & Charge Statements


Signed credit agreements and charge statements are crucial for initiating the debt collection process effectively. These legal documents provide the framework for enforcing payment and serve as strong evidence in case of disputes.

Contracts, Invoices, Purchase Orders & Receipts


Contracts, invoices, purchase orders, and receipts are essential for proving the validity of debts. Having these documents organized clearly outlines the terms of the transaction and supports your claim during collection proceedings.

All Communication With Debtors


Maintaining a record of all communication with debtors is vital for successful debt recovery. These communications, whether through emails, letters, or phone calls, provide essential proof of your attempts to resolve the matter amicably.

Security Agreements & Guarantees For Debt


Security agreements and guarantees act as additional protections for creditors. These documents outline collateral or personal guarantees provided by the debtor, which can strengthen your position in the event of non-payment.

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NE 68028

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Commercial Collections Agents Ready to Answer All Your Questions

FAQs About Our Commercial Collections Agency

What Information Do I Need To Start The Debt Collection Process?

To begin the debt collection process, you’ll need relevant documents such as signed contracts, invoices, and proof of delivery. The more detailed the information, the more efficiently we can start pursuing payment. Having all relevant data upfront helps avoid unnecessary delays and ensures a smoother, quicker collection process. Clear and transparent communication between you and our team can significantly speed up the recovery timeline.

How Long Does It Typically Take To Recover Outstanding Debts?

The time it takes to recover debts can vary depending on the complexity of the case, debtor responsiveness, and available documentation. Typically, collections can take anywhere from a few weeks to several months, depending on the situation. Our team works diligently to expedite the process and reduce waiting times. However, we ensure that every step is handled carefully to achieve the best possible outcome and highest recovery rate.

What Types Of Debts Do Commercial Collections Agencies Handle?

Commercial collections agencies typically handle unpaid invoices, business loans, credit lines, and service fees. If it’s a debt owed to your business, we can help recover it, regardless of the type. We also handle overdue accounts from clients in various industries, ensuring a broad range of debt recovery solutions for all businesses. No matter how complex or large the debt is, we can create a tailored approach to suit your needs and requirements.

How Can A Commercial Collections Agency Improve My Business’s Cash Flow?

By recovering outstanding debts efficiently, a commercial collections agency helps your business access funds tied up in unpaid invoices. This improves cash flow, allowing your business to reinvest in operations and reduce strain. With improved cash flow, you can maintain smoother operations and reduce the need for costly borrowing. Recovering debts also helps avoid the negative financial impact of unpaid invoices affecting operations.

Is There A Minimum Debt Threshold For Collection Services?

There is no strict minimum debt threshold for our services. We work with businesses of all sizes and handle debts of varying amounts. No matter the size, we’re here to help you recover what’s owed, big or small. Whether it’s a small amount or a larger sum, our team will provide you with the necessary professional support. Small debts often accumulate, and timely recovery ensures your business stays financially healthy and well-organized.

Can A Commercial Collections Agency Recover Debts From International Clients?

Yes, we specialize in international debt recovery services! With an extensive network and expertise in international laws, we effectively pursue debts from clients abroad, ensuring your business receives payments. Our team navigates the complexities of international laws, ensuring compliance with regulations. We use the latest tools and strategies to recover debts from overseas clients, making it easier for you to recover what’s rightfully yours.

Read Our Blog & Learn More About Commercial Collections


Summary Of Colorado Collection Laws*

Below is a list of the States in the US that we cover.

In Colorado, debt collection follows specific guidelines to ensure fairness for businesses and consumers. When pursuing collections, businesses must follow the state’s procedures for notifying debtors, documenting communications, and adhering to timelines. Collection agencies are required to provide clear documentation of the debt before taking legal steps. Additionally, local law limits the time period in which businesses can take legal action for recovery.

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