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Have you ever had a customer who refused to pay their bill? You provided the service or product to them, and they simply refused to reimburse you. Perhaps the customer has more priorities than paying their bill; maybe they don’t have enough money right now …

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Paying for college tuition can be difficult depending on the college you’re interested in or the state the college is located in. The U.S. Department of Education provides a variety of federal student loan programs for students who have difficulty paying for college tuition. This …

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Have you ever thought about starting a business? Do you know what kind of business form you’d like to have? There are three main types of businesses: sole proprietor, corporation and partnership. This article explains what a sole-proprietorship business is, and its advantages and disadvantages. …

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Do you consider yourself a good customer? Do you ever have trouble paying your bills? According Fool.com, 31% of Americans in 2016 had trouble keeping up with their basic living expenses, let alone other bills. When customers have trouble paying off their credit debt and …

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According to TheBalance.com, a monthly mortgage payment is primarily based on three factors: 1) the loan amount; 2) the interest rate on your loan; and 3) the term, or the number of years until the loan is paid off using the scheduled payment. This article …

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Are you sick of your debt holding you down? This new year is the perfect time for you to take a hold of your debt and to improve your credit score. According to Statista.com, there has been at least a $300 billion increase of total …

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Did you know that December is often the most expensive month of the year? In Northern U.S. states, heating and electricity bills increase for families in order to pay for the dropping outdoor temperatures. With cold weather and shortened days comes higher transportation costs, and …

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Calls from collection agencies can sometimes be intimidating and confusing, whether it’s from a scammer or not. The Federal Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using unfair, deceptive, or abusive methods to collect debt. But there’s still the notion that you …

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In 2015, the average student debt for college graduates in the United States was $35,000, which was up 6% from 2014. The class of 2015 saw the most student in U.S. history and were part of 70% of all students who graduated. Average student debt …

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Recently we covered the importance of paying back your student loans before they negatively affect your credit score. Similar to credit cards and other loans, student loan payments should be made on time every month after you graduate from college. If you miss or are …

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