Delaware Commercial Collection Agency
Trusted B2B Debt Recovery Agency In Delaware For Over 20 Years
No Collections No Fee
We are proud to be affiliated with
- 2025 – Celebrating Over 20 Years of BBB Accreditation!
- Ranked Best B2B Commercial Collection Agency by Business.com & BusinessNewsDaily.com (2020-2025)
- Ranked Best Collection Agency by Investopedia (2023-2024)
Delaware Corporate Debt Recovery Services You Can Trust
Handled By Experienced Collection Professionals In Delaware
For people living within Delaware, laws and statutes of limitations are maintained to protect debtors and to ensure the debt collection process is smooth and lawful. Our goal at Prestige Services, Inc., is to provide Delaware residents and other interested individuals with a collection of informative collection law and economy statistics within the state. This information includes: statute of limitations, interest rates, collection agency bond/license data, and state debt and spending factors.
From 2004 to 2014, Delaware has maintained the highest available credit rating score of AAA. This rating takes into account Delaware’s ability to pay debts, and the general performance and health of the state’s economy. This credit rating also might be influenced by the fluctuation of Delaware’s population (935,900 in 2014 to 897,900 in 2016), the state’s spending budget, and overall state debt. In 2012, the state debt was almost $16 billion, with a per capita debt of $17,400 and ranking of 17. (BallotPedia.org)
Like with many other U.S. states, Delaware has a Fair Debt Collection Practices Act, set in place to require mercantile or collection agencies to obtain licenses to investigate financial or credit ratings, or collect commercial accounts for creditors (Fair-Debt-Collection.com). The only way past this law is for attorneys-at-law, who have to obtain licenses in order to practice in Delaware. Whether it’s staying up-to-date on collection licenses, industry news, or Delaware economy, Prestige Services, Inc., works to ensure quality debt collection for both debtors and creditors.
Top-Rated Debt Collection Solutions For Delaware Businesses
Corporate & Commercial Recovery Solutions
Having unpaid debts can not only create financial challenges for your company but also cause stress. After all, you need the money but may not know how to recover it. Fortunately, if you are in Delaware, you should know there are tailored recovery strategies that combine efficiency and professionalism, just like the ones we provide. For this reason, with our support, you can recover your funds while protecting relationships for future business, without unnecessary headaches.
Domestic & International Debt Collection
We understand that, at times, debt recovery can seem more complex when dealing with both domestic and international markets. In these cases, we have a specialized team ready to help you identify the best recovery paths, using advanced analysis to evaluate your needs and the chances of achieving quick results. Our clients benefit from this approach, which also includes transparent communication at every stage of the process so you stay informed about every development.
Asset & Liability Investigation Support
Effective debt recovery often begins with thorough asset tracing and liability evaluation. Our investigative teams utilize cutting-edge tools, advanced technology, and proven methods to uncover hidden assets, assess debtor risk, and structure actionable plans. This ensures that every recovery attempt is grounded in reliable, accurate data. Thus, our clients in Delaware have trusted our expertise in investigating and achieving results efficiently and thoroughly.
Commercial Debt Litigation Assistance
We understand that, at times, negotiations require legal support and careful strategic planning. In such cases, you should know you won’t be alone. We can provide assistance from a highly skilled team experienced in this type of litigation. For example, we can handle filing claims or even full court representation. In every situation, we coordinate closely with attorneys who protect creditors’ rights. The process is efficient, transparent, and carefully tailored to your specific needs.
Strategic Debt Recovery For Delaware Companies
Streamlined Account Placement
If you want to recover debts, effective account placement is essential. By reviewing account details and debtor history, we can prioritize cases, reduce delays, and facilitate timely payments. This results in improved cash flow and a smoother recovery process.
Proven Debt Recovery Results
Our work is backed by a strong track record, having helped many Delaware clients successfully recover debts. For example, local businesses trust our ability and transparency, building lasting confidence at every stage of the process.
Customized Collection Strategies for Businesses
Two cases may seem similar, but they are never identical. That’s why, to provide the highest quality service, we always develop strategies based on each case’s unique characteristics. Delaware businesses gain from this tailored approach, achieving better results.
Expert Skip Tracing Solutions
Finding debtors is crucial to successful recovery efforts. Our skip tracing uses advanced tools and proven techniques to ensure accuracy. This helps us quickly reach debtors even in difficult cases. Many businesses trust our reliable methods for lasting results.
Attorney Referrals For Litigation Support
In certain cases, litigation support is necessary. If legal action is required, you should know that we connect our Delaware clients with attorneys specialized in commercial debt litigation, ensuring each case receives expert and transparent guidance.
Full Legal Assistance For Creditors
Our network provides full legal support, covering everything from carefully drafting claims to effectively representing creditors in court. We aim to protect creditor rights while maximizing the chances of successful and timely debt recovery.
Post-Judgment Enforcement Services
While obtaining a judgment is important, enforcing it is equally crucial for real and lasting results. That’s why in Delaware we offer comprehensive post-judgment enforcement services, including liens and asset seizures when absolutely necessary.
BBB A+ Certified & Recognized For Outstanding Results
Business Credit Report Access Made Easy
If, as a business, you want to assess risks, plan strategically, and make confident financial decisions, having access to reliable business credit reports is key. Understanding your partners’ and clients’ credit backgrounds allows you to reduce uncertainty and take smarter actions. That’s why we make the process simple and efficient, giving you quick access to accurate, up-to-date credit information. With these insights, you can strengthen your company’s financial control, anticipate potential risks, and make well-informed business decisions that protect your bottom line.
Demonstrated Debt Recovery Success
Over the years, we’ve delivered consistently strong results for our clients in Delaware and across the U.S. Our commitment goes far beyond debt collection. We provide continuous support, transparent communication, and strategic guidance throughout every stage of the recovery process. The goal is simple: to help you recover the money you’re owed while minimizing complications, delays, and unnecessary stress. By combining professionalism, and data-driven strategies, we make debt recovery a smoother and more predictable experience for every client.
Licensed & Bonded To Protect Your Business
Operating with full licensing and bonding is a guarantee of reliability and accountability. For this reason, every service we provide is backed by strict compliance standards designed to protect your business at every stage of the recovery process. Our clients know that when they partner with us, they’re working with a licensed and bonded team fully committed to ethical practices and tangible results. That level of assurance allows businesses to focus on growth while we safeguard their financial interests with professionalism and care.
Why Delaware Businesses Choose Our Debt Recovery Services
24/7 Secure Client Portal Access
You deserve to have up-to-date information available at all times. That’s why we offer a secure online portal you can access 24/7 to see exactly what stage your debt recovery process is in. Plus, our team in Delaware is always available to answer any questions whenever you need them.
BBB Accredited With Proven Results
Beyond our proven track record with clients across Delaware, we’re proud to hold BBB accreditation, which reflects our long-term commitment to integrity and client satisfaction. Every case matters to us, and we dedicate the same level of attention and effort to achieving the best possible outcome.
Free Demand Letter Forms For Debtors
We want our clients to have the right tools to begin the debt recovery process efficiently. That’s why we provide free, professionally written demand letter forms you can send to debtors. These letters often prompt faster responses, helping you avoid unnecessary escalation or legal steps.
In-House Legal Team For Debt Recovery
Our in-house legal team works hand in hand with our recovery specialists to ensure a seamless transition between collection and litigation, when necessary. This integrated approach allows us to act quickly, maintain consistency, and protect your interests every step of the way.
Our Clients’ Testimonials
5-Star Rated Delaware Commercial Collection Agency
Documentation Needed For Debt Recovery In Delaware
Signed Credit Applications & Statements
If you want to recover a debt, you need solid supporting documentation. You might not realize it, but signed credit applications and account statements are key proof of agreement and transaction history. They help validate your claims and strengthen your case!
Contracts, Purchase Orders & Delivery Receipts
You should always keep detailed records. Contracts, purchase orders, and delivery receipts confirm that the services or goods were actually provided. As specialists in debt recovery in Delaware, we’ll help you compile and verify this documentation to support your claims.
Debtor Correspondence & Communication Records
Clear communication records can make a big difference in a collection case. Emails, letters, and call logs show efforts to resolve issues before escalation. We help clients maintain and present this evidence to strengthen their position and show professionalism.
Personal Guarantees & Security Agreements
A personal or security guarantee provides extra protection when extending credit. These documents help secure payment even if the debtor faces difficulties. Rest assured, our team will assist you in reviewing and organizing these documents.
Visit Our Offices Near Delaware For Commercial Debt Recovery
21214 Schofield Dr Gretna,
NE 68028
FAQs About Our Commercial Collections Agency
Can A Commercial Collection Agency Recover Debts Internationally?
Absolutely. A commercial collections agency in Delaware can help recover debts from clients around the world quickly and reliably and with minimal hassle. We understand the challenges of international recovery, including different legal systems, language barriers, and cultural nuances. With our extensive experience, even cross-border debts can be pursued efficiently, ensuring your business gains peace of mind.
How Do Debt Collection Services Help Improve Business Cash Flow?
Using a professional debt collection service allows your business to focus fully on growth while overdue debts are recovered efficiently and professionally. In this process, experts manage each step carefully, which helps reduce delays and minimize errors significantly over time. As a result, your cash flow improves steadily, providing you with greater stability and peace of mind, without added stress or unnecessary constant follow-up.
What Documents Are Required To Start The Debt Collection Process?
We understand that your main goal is to recover the money owed to you, but first, you need to gather certain evidence. To begin the process effectively, you’ll need detailed records such as charge statements, signed credit applications, contracts, invoices, purchase orders, and any communication with the debtor. The more organized your documentation is, the easier it will be for us to begin the entire process.
Is There A Minimum Debt Value Needed For Collection Services?
No, there is no minimum debt required to get started. First, because regardless of the amount, promises and contracts are meant to be honored. For this reason, whether it’s hundreds or thousands of dollars, any unpaid funds can impact your cash flow. We are confident in our ability to protect your financial stability and ensure you recover what you are owed, preventing the situation from escalating further.
What Types Of Debt Can A Commercial Collection Agency Handle?
Our agency handles a wide range of debts, including unpaid invoices, overdue loans, credit accounts, and other business-related obligations. We specialize in both commercial and consumer debts, adapting our approach to the type of account and situation. No matter the debt, our experience and strategic methods allow us to maximize recoveries while maintaining professional standards throughout the process.
How Long Does The Typical Debt Recovery Process Take?
We understand that you want to see results as quickly as possible. However, there is no fixed timeline for debt recovery, as it depends on the case’s complexity, the debtor’s responsiveness, and the type of debt involved. It’s always best to start the process before you truly need the funds. That is, before the situation becomes critical. Planning ahead allows for better outcomes, and you can rest assured that we provide full transparency.
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Summary Of Delaware Collection Laws*
INTEREST RATE
Legal + Judgment -Federal Reserve Discount Rate Plus 5% Points
STATUTE OF LIMITATIONS (IN YEARS)
Sale of Goods: 4 – Open Acct.: 4 – Written Contract 3 – Domestic Judgment No provision – Foreign Judgment No provision
BAD CHECK LAWS (CIVIL PENALTY)
Amount due, cost of suit, protest fees
GENERAL GARNISHMENT EXEMPTIONS
85% of disposable earnings or disposable earnings minus 127.50 weekly according to schedule.
COLLECTION AGENCY BOND & LICENSE
Bond: No – License: Merc. License – Fee: $50 Yearly
* These are not comprehensive statutes and therefore PSICollect.com and Prestige Services, Inc. disclaims any liability resulting from reliance by any party upon the legality and accuracy of the contents thereof.
Below is a list of the states in the US that we cover. We are a nationwide operation and service all states, as well as Canada & Mexico.
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- D.C.
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
- Puerto Rico
