Categories for Blog

Feb 20, 2018

Types of Federal Student Loans

Paying for college tuition can be difficult depending on the college you’re interested in or the state the college is located in. The U.S. Department of Education provides a variety of federal…
Feb 9, 2018

What is a Sole-Proprietorship Business?

Have you ever thought about starting a business? Do you know what kind of business form you’d like to have? There are three main types of businesses: sole proprietor, corporation and partnership….
Jan 15, 2018

6 Tips to Avoid Mortgage Debt in 2018

According to, a monthly mortgage payment is primarily based on three factors: 1) the loan amount; 2) the interest rate on your loan; and 3) the term, or the number of…
Dec 30, 2017

How to Shed Debt for 2018

Are you sick of your debt holding you down? This new year is the perfect time for you to take a hold of your debt and to improve your credit score. According…
Dec 13, 2017

How to Avoid Debt During the Holidays

Did you know that December is often the most expensive month of the year? In Northern U.S. states, heating and electricity bills increase for families in order to pay for the dropping…
Nov 29, 2017

How to Recognize a Debt Collector Scam

Calls from collection agencies can sometimes be intimidating and confusing, whether it’s from a scammer or not. The Federal Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using unfair, deceptive,…
Nov 17, 2017

Top 5 U.S. States with Student Loan Debt

In 2015, the average student debt for college graduates in the United States was $35,000, which was up 6% from 2014. According to, the class of 2015 saw the most student…
Oct 27, 2017

Do Collection Agencies Collect Student Debt?

Recently we covered the importance of paying back your student loans before they negatively affect your credit score. Similar to credit cards and other loans, student loan payments should be made on…
Oct 20, 2017

Do Student Loans Affect Your Credit Score?

Do you use student loans to pay for your college tuition? As of 2017, more than 44 million Americans have student loan debt with a total debt sum of $1.45 trillion (….

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