Jan 17, 2022

Commercial Debt Collection in Worcester

Named after Worcestershire, England, Worcester is the one of the most populated cities in Massachusetts. Worcester covers approximately 38 square miles of land, stands at 480 feet in elevation, and is located about 40 miles west of Boston.

Medical Evolution

For the more than 205,000 residents in Worcester, the Massachusetts city offers a rich opportunities in a variety of top industries, such as the education and healthcare services. In the mid-19th century, Worcester’s largest industries included those specializing in machinery, wire production, and power looms. By 2010, the top industries evolved into tech startups and medical corporations. Top employers include:

  • UMass Memorial Health Care
  • University of Massachusetts Medical School
  • Reliant Medical Group
  • Saint Vincent Hospital
  • Hanover Insurance
  • Saint-Gobain
  • Seven Hills Foundation
  • Worcester Polytechnic Institute
  • Community Healthlink

City Investments & Growth

When Worcester was first established in the 1700s, it became a center of the American revolution, with several public newspaper outlets writing pivoting stories about the American Revolutionary War. During the 19th century, Worcester grew into a manufacturing-based economy with many factories producing textiles, shoes and clothing.

After an F4 tornado tore through the county in 1953, Worcester established medical hospitals and organizations to help with recovery. In addition, it was after the tornado that many colleges were started to attract students in the area and drive the city’s economy.

In the 21st century, Worcester has grown in size and into more of a developed city. In July 2017, Worcester started a $2.8 billion construction project to improve the city’s highway construction system, bridges, intersections and sidewalks.

Other buildings that have seen significant renovations include:

  • Worcester Union Station
  • Hanover Theatre for Performing Arts
  • Worcester Polytechnic Institute facility
  • City Square mixed-use development
  • Unum Insurance facility


Much of the culture in Worcester is symbolic of the general New England culture, much from the city’s English roots. Much like its arts centers, Worcester has a large influence in the musical culture; there are annual Worcester Music Festivals and New England Meta & Hardcore Festivals.

Worcester is also home to the state’s second-largest center for arts and has many available venues for concerts, orchestra performances and more.

Worcester Debt Collection Laws

How are the commercial debt collection laws in Worcester? What happens when a business is owed (or owes) thousands of dollars. Worcester and the state of Massachusetts are home to several significant commercial debt collection laws for businesses to follow.

For example, statutes of limitations ranges from 4–20 years for select accounts:

  • Open accounts on contract: 6 years
  • General contracts: 6 years
  • Sales (UCC) Contracts: 4 years
  • Domestic judgments: 20 years
  • Foreign judgments: 20 years
  • Contract under seal: 20 years


How do the statute of limitations work with your b2b debt collection case? See the summary of Massachusetts laws to see how Prestige Services, Inc. can help your business today!

We are an international collection agency and service the entire U.S. as well as foreign countries. In addition, we represent clients from any country outside the U.S. Let us know how we can help you today! Contact us here »

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